ACTL
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Medical & Insurance Scams

Scammers impersonate Medicare, private health funds, hospitals, or insurance companies to harvest personal details or extract payments for fake policies and compensation schemes.

Common patterns

  • Fake medical insurance certificates and policies
  • Fraudulent medical claims using stolen identities
  • Impersonation of Medicare, hospitals, or insurance companies
  • Fake compensation or rebate schemes
  • Theft of My Health Record or Medicare information

If you have been contacted or paid

  1. Call your bank if any payment was made and request a recall.
  2. Re-contact the medical provider or insurer through their official website number — never the number that called you.
  3. Save evidence (call records, messages, emails, receipts).
  4. Report to Scamwatch and ReportCyber.
  5. If a Medicare card or government ID was misused, contact Services Australia.

Verify before you trust

Prevention

  • Verify any provider independently before sharing health details.
  • Never give personal information to unexpected callers.
  • Do not click links in unexpected SMS or email about claims or rebates.
  • Treat 'too generous' compensation offers as suspicious.

Standard reporting contacts

WhereWhat forHow to contact
BankRecall or freeze a transferNumber on the back of your card
ScamwatchReport a scam, statisticsscamwatch.gov.au/report-a-scam
ReportCyberCyber crimecyber.gov.au/report
PoliceCriminal offences, threats000 (emergency) / 131 444 (non-urgent)
IDCAREFree identity theft support1800 595 160
TIS interpreterInterpreter when English is difficult131 450

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